Muralidharan Pune India

Muralidharan

Credit Research Analysis Trainer in Pune
Location
Pune, India
Trainer Since
September, 2011
Anti-money laundering & KYC
Enterprise Risk Management (ERM)
ISO 31000 Risk Management
Credit Research Analysis
Investment Banking
US Banking
NPA management
Basel I, II & III
Operational Risk management
Interest rate risk management
Capital Market-Basics
Location
Pune, India
Trainer Since
September, 2011
Anti-money laundering & KYC
Enterprise Risk Management (ERM)
ISO 31000 Risk Management
Credit Research Analysis
Investment Banking
US Banking
NPA management
Basel I, II & III
Operational Risk management
Interest rate risk management
Capital Market-Basics

Credit Research Analysis Trainer in Pune

About Muralidharan

Muralidharan is a seasoned and accomplished retired bank executive from the Top Management cadre. With an impressive career spanning 34 years in a renowned Public sector bank in India, he brings a wealth of experience. Throughout his illustrious journey, he held diverse roles such as Branch Manager, Regional Head, and Functional Head at the bank's Head Office. He gained extensive expertise in Credit, Foreign Exchange, Loan Recovery, Integrated Risk Management, Financial Management, and Accounts.

Muralidharan's passion for knowledge and skill development led him to become a proficient trainer, accumulating 15 years of training experience. Having attended numerous training programs at esteemed institutions in India, he has honed his expertise in the banking domain. His's exceptional proficiency has earned him empanelment as a banking expert by the prestigious Institute of Banking Personnel Selection in Mumbai. As a testament to his expertise and effectiveness as a trainer, he has delivered impactful training programs in several MNC banks and corporate organizations across India.

He has attended a few Board meetings of the bank, piloting the important agenda items on risk management to the board. Also, He has prepared the ICAAP document and validated ICAAP for a few companies in India and Saudi Arabia as per regulatory guidelines.

Muralidharan is a Corporate Trainer For

Anti-money laundering & KYC

Training Since:
September, 2011

Enterprise Risk Management (ERM)

Training Since:
September, 2011

ISO 31000 Risk Management

Training Since:
September, 2011

Credit Research Analysis

Training Since:
September, 2011

Investment Banking

Training Since:
September, 2011

US Banking

Training Since:
September, 2011

NPA management

Training Since:
September, 2011

Basel I, II & III

Training Since:
September, 2011

Operational Risk management

Training Since:
September, 2012

Interest rate risk management

Training Since:
September, 2013

Capital Market-Basics

Training Since:
September, 2012

Work Experience

Deputy General Manager

Banking, Financial Services and Insurance:
July, 1976 - June, 2011

Roles & Responsibilities

  • Led risk management efforts, developing and implementing strategies for identifying, assessing, and mitigating operational, credit, market, and other risks
  • Oversaw credit evaluation, investment decisions, recovery efforts, and international banking operations, ensuring compliance and maximizing performance
  • Played a pivotal role in formulating risk management policies and ensuring their effective implementation across the bank's operations
  • Spearheaded credit and investment evaluations, offering expert recommendations to the credit committee and senior management
  • Successfully led recovery and rehabilitation efforts, minimizing losses and optimizing recovery from non-performing assets
  • Nurtured international banking relationships, expanding the bank's global network and ensuring compliance with international regulations
  • Contributed to critical business decisions, actively participating in key executive-level meetings
  • Conducted periodic performance evaluations, providing coaching and training to enhance the team's skills and expertise

Integrated Risk Management

Banking, Financial Services and Insurance:
July, 2006 - March, 2010

Roles & Responsibilities

  • Managed risk management operations, identifying, assessing, and mitigating various risks in alignment with regulatory requirements and industry best practices
  • Played a key role in successfully leading the bank's migration to the Basel-2 regime, ensuring compliance and enhancing risk management capabilities
  • Collaborated with cross-functional teams to integrate risk management principles into business processes and decision-making
  • Provided expertise in risk modeling, data analysis, and statistical techniques to support informed risk management decisions
  • Acted as a subject matter expert on Basel-2 regulations, providing guidance and training to ensure a smooth and compliant migration process
  • Prepared comprehensive risk reports and presentations for senior management and regulatory authorities
  • Stayed updated with industry trends and emerging risks to adopt risk management practices and policies proactively

Dy.General Manager Financial Management & Accounts

Banking, Financial Services and Insurance:
March, 2010 - June, 2011

Roles & Responsibilities

  • Oversaw financial management activities, including budgeting, forecasting, and financial analysis, ensuring sound financial decision-making in the banking sector
  • Managed the bank's accounts, financial reporting, and compliance with accounting standards, fostering financial transparency and accuracy
  • Led the preparation and analysis of financial statements, providing insights to senior management for strategic planning and performance evaluation
  • Coordinated with external auditors and regulatory authorities, ensuring compliance with accounting principles and banking regulations
  • Developed and implemented cost control measures and efficiency initiatives to optimize financial resources and enhance profitability
  • Conducted financial risk assessments and developed risk management strategies to safeguard the bank's financial stability
  • Provided financial expertise and support in evaluating potential mergers, acquisitions, and other investment opportunities
  • Collaborated with cross-functional teams to integrate financial considerations into business plans and initiatives

Corporate Trainer

Banking, Financial Services and Insurance:
September, 2011 - present

Roles & Responsibilities

  • Conduct training sessions on various banking, finance, and risk management topics for corporate clients, delivering engaging and informative content
  • Customize training programs to meet specific client needs, addressing current industry trends, regulations, and best practices
  • Design and develop comprehensive training materials, including presentations, case studies, and interactive exercises
  • Deliver practical insights and real-world examples to enhance participants' understanding and application of concepts
  • Facilitate workshops on financial analysis, credit risk assessment, investment strategies, and regulatory compliance
  • Collaborate with organizations to assess training needs and tailor programs for different levels of employees
  • Evaluate training effectiveness through feedback and assessments, continuously improving training methodologies
  • Build and maintain professional relationships with clients, earning repeat business and referrals through excellent training delivery

Skills

ICAAP
Credit Risk
Risk Management
Retail Banking
Commercial Banking
Financial Analysis
Corporate Finance
Credit Analysis
Trade Finance

Education

Tamil Nadu Agricultural University

Masters of Science, Agriculture:
1968-1974

Projects

Posts

Courses

Anti-money laundering & KYC
Enterprise Risk Management (ERM)
ISO 31000 Risk Management
Credit Research Analysis
Investment Banking
US Banking
NPA management
Basel I, II & III
Operational Risk management
Interest rate risk management
Capital Market-Basics

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